Auto-calculates PAYE & SSNIT (2026 GRA bands) (2026). Instant PDF download — sign in to get started.
| Earnings | Amount |
|---|---|
| Basic Salary | ₵0.00 |
| Transport Allowance | ₵0.00 |
| Rent Allowance | ₵0.00 |
| Overtime | ₵0.00 |
| Gross Pay | ₵0.00 |
| Deductions | Amount |
|---|---|
| PAYE | ₵0.00 |
| SSNIT (Tier 1 & 2) | ₵32.33 |
| Tier 3 Provident Fund | ₵0.00 |
| Total Deductions | ₵32.33 |
Create GRA-compliant payslips with automatic PAYE and SSNIT calculations using the 2026 Ghana Revenue Authority tax bands. Built for Ghanaian employers, HR teams, and small businesses who need accurate payslips in cedis.
Ghana PAYE is charged on chargeable income, which is gross emoluments less the employee's 5.5% SSNIT contribution. The 2026 monthly bands are: first GHS 490 at 0%, next GHS 110 at 5%, next GHS 130 at 10%, next GHS 3,166.67 at 17.5%, next GHS 16,000 at 25%, next GHS 30,520 at 30%, and 35% above GHS 50,416.67.
Total SSNIT contributions are 18.5% of basic salary: the employee pays 5.5% and the employer pays 13%. Of this, 13.5% goes to Tier 1 (SSNIT) and 5% to Tier 2 (a privately managed occupational scheme). Only the employee's 5.5% is deducted from the payslip.
Yes. The 5.5% employee SSNIT contribution is deducted from gross pay before PAYE is calculated. Voluntary Tier 3 contributions are also tax deductible up to 16.5% of basic salary.
Yes. Under the Labour Act 2003 (Act 651), employers must give workers a written statement of wages showing gross pay, all deductions, and net pay for each pay period.